• At least 40% of people over age 65 will need Nursing Home Care someday, and of those people, about 10% will stay in a Nursing Home for 5 or more years.
• The average cost of living in a Nursing Home in the United States is $57,700 per year (not including what may be the cost of a spouse or adult child continuing to live at home).
• The average Nursing Home stay (approximately 2.4 years) will cost $468,960 by the year 2030.
•  Two thirds of single people and one third of married couples exhaust their savings after just 13 weeks in a Nursing Home. Within 2 years 90% will be BANKRUPT!Now consider that Long Term Care doesn't automatically mean "Nursing Home." Many people receive health care services right in their own homes. They hire skilled professionals who help with activities like bathing, dressing, and even some basic medical attention.
  So even if you don't anticipate needing care at a Nursing Home, you will still benefit from Long Term Care Insurance. Here are some more facts to help you think this through:
  
• 7.6 million individuals are receiving home care services.
• Home care costs average $18.00 per hour - over $52,000 per year for 8 hours of care per day.

When you consider all of these facts you need to ask yourself just one question. Who do you want to pay for this? Contrary to popular belief, the government will not pay........ unless you are destitute. So will you,  your spouse,  your parents or the Insurance Company pay?  A Long Term Care Expense can very quickly deplete ALL OF YOUR LIFE SAVINGS!
Contact us for the FACTS about Long Term Care Insurance.